CMCSA Stock

A new stock pick for me is Comcast (CMCSA). I am all for this stock. Although there are some concerns regarding video subscribers and a leveraged balance sheet, it seems to be a great pick regarding its Peacock Streaming Service.

With the decrease in Netflix subscribers due to increasing streaming service rates and the inclusion of a lower package, which includes commercials, no wonder Peacock is becoming the preferred choice. Now, Peacock also has a lower package with commercials; however it’s about 1-2 commercials per break. The lower package costs around $5 a month, which is about $3 cheaper than Netflix.

Don’t get me wrong, Netflix has amazing content from The Last Kingdom, comedy specials (Earthquake, Dave Chappelle, and Mike Epps), and Blood & Water. However, in a society impacted by inflation regarding housing, utilities, food, and household essentials, it only seems right to find a streaming service with a bit of oldies, goodies, original content, and much more for a lower price. Peacock has recently added Bravo shows to its content such as Kandi and the Gang, Married’s the to Medicine, and the Real Housewives Franchise. These shows are up-to-date and are being released on Peacock about a day or two after being released with cable providers.

Disney’s prices have stayed the same for a while. I can remember one increase since 2020. They also have a package deal to include Hulu and ESPN, which perhaps makes it a option for those looking for such. The only concern I would have as a subscriber/investor is the amount of content being added and was it sufficient to meet the needs of families and their watching habits. Of course this concern is regarding Disney acting as a sole subscription service.

Prime also has great content and the ability to cross services from connecting to other providers (Such as: HBO, Stars, etc), offering Amazon.com benefits, and much more. The only concern would be the price if individuals care about it. For some individuals, price is nothing, but for all the rest of us, price plays a very important role in our subscription options and what we choose to pay for. The price has the ability to increase subscribers, as long as the content is adequate and engaging.

Call me bias if you want; however when considering a stock that has great stream service content, lower prices, and an ability to increase it’s subscriber capacity, I have to go with Comcast and it’s streaming service Peacock.

My Top 6 Stocks and Top 3 Cryptocurrencies

The stock and cryptocurrency markets have definitely seen better days, but for most people like my sister and I, this is a buyer’s market. Just meaning that this is the best time to buy things you have always wanted, such as Apple, Tesla, Airbnb.

Although this is a buyer’s market, please make sure you continue to research the stock you are about to purchase. I understand that some of you may want to buy the stock, which is now $0.30 a share. However, just a few months ago that same stock was $3- $5. With the pandemic still occurring, the decrease could be pandemic related or due to being overvalued. There’s no telling what the cause it, but it’s better to research and identify what caused the increase or decrease, so you don’t loose everything you have invested in that stock.

My ultimate Top Six Stocks and Top Three Cryptocurrencies, which I believe will excel for years to come, are listed below. These stocks have done well before, during, and are expected to do well after. Below I provide the company, tickers and

Top 6 Stocks

1. Apple (APPL)- INFORMATION TECHNOLOGY SECTOR – Current price per share $168.64. Dividend- $0.88 per share.

Apple is well known for developing iPhones, iPads, Apple Watches, computers, and technology to assist us with surfing the internet, designing flyers and books, and completing work or daily activities via the World Wide Web.

2. Airbnb (ABNB)- CONSUMER DISCRETIONARY SECTOR- Current price per share $166.53. No Dividend.

Airbnb is a hospitality hotel/hostel/vacationing in a home type of business. Consumers are able to stay in the homes of people who live or own property in the city, state, or country they live.

3. Ford (F)- CONSUMER DISCRETIONARY SECTOR-Current price per share $17.55. Dividend- $0.40 a share.

Ford is a car company that manufactures Ford vehicles. Interest in Ford has been increasing lately with the anticipation the company releasing its electric vehicles this yea.

4. Equity Residential (EQR)- REAL ESTATE SECTOR- Current price per share $86.38. Dividend $2.41 a share.

Equity Residential provides a way to invest in Real Estate without having to buy property, fix it up, and then resale it. There is nothing wrong with buying and reselling property. You just have the necessary resources to do so, which is why some people choose to invest in stock compared to the buying property.

5. ZipRecruiter (ZIP)- CONSUMER DISCRETIONARY SECTOR- Current price per share $21.43. No Dividend.

ZipRecriter is a web based employment database. It helps employers market open positions and jobseekers apply for those same positions. Employers can list information about their companies, reviews, and helpful information to assist individuals with researching opportunities. Individuals can upload their resumes, cover letters, and setup notifications for certain positions.

6. Discover Financial Services (DFS)- FINANCIALS SECTOR- Current price per share $124.14. Dividend- $2 per share.

Discover Financial Services is a credit card company. The company has cash back options, access to your credit score, and incentive programs for using your credit card or referring others.

Top 3 Cryptocurrencies

1. Bitcoin (BTC)- Current price per share $42,413.35

2. Ethereum (ETH)- Current price per share $2,923.36

3. Solana (SOL)- Current price per share $96.52

Investing Part 4

One thing I know about investing is the importance of being able to discuss your investments with like mind individuals. Like mind, meaning those who are investing or want to invest in the stock market or Cryptocurrency.

Investment groups or investment discussion groups are really great to be a part of. They allow you to meet in person, virtually, by email, or text messages to discuss your investments and gain clarity to those investments.

Check out my new blog at EdwardsFamilyEmpowerment.blogspot.com which discusses investment discussion groups and social media stock groups.

https://edwardsfamilyempowerment.blogspot.com/2021/12/investing-part-4-of-5-by-melica-niccole.html?m=1

Steps for Successful Investing

  • Research
  • Setup
  • Research again
  • Create|Join
  • Enjoy

There are many steps to Invest. Above, I provide my top five list on how to be successful in investing. The very first step is to research how to invest. This is the most important step. This step teaches you the fundamentals on investing.

Depending on your research methods, this may take you a long time to complete . However, we all know that learning never ends, so some of the processes can overlap each other. You can learn as you invest.

The next step is to setup your investment account so you can start investing. When doing so, you will have to provide the company you are working with your social security number. This is for tax purposes.

Once your account is set up, use the site to research stocks. This is the third step. You can also use Yahoo Finance, Motley Fool, and other reputable sites to research this information. In 2022, The Dream Stock Exchange will make its debut on the stock exchange ( https://dreamex.com). Dream “will focus on small business capital formation and diversity using the power of the American investing.” Make sure you check it out.

The next step is to create or join an investment support group. This group can be made up of friends, family, and even strangers. This will allow everyone to discuss stocks in detail and get others opinions.

The last step is to have fun. Investing should be fun and you should only invest what you can. Have fun, but not too much fun. You also have to be responsible while investing.

Investing Part 3

Here is my next article on investing that I wrote for Edwards Family Endowment. There are 2 other parts set to be released between now and the beginning of the year.

Enjoy!

https://edwardsfamilyempowerment.blogspot.com/2021/11/investing-part-3of-5-by-melica-niccole.html?m=1

Investing Part 2

Here is my next article on investing that I wrote for Edwards Family Endowment. There are 3 other parts set to be released between now and the beginning of the year.

Enjoy!

Investing Part 2

Investing

Recently, I was given an opportunity to write an article on investing. I decided to do it in 5 parts because there is so much information to investing. Feel free to click the link below to see my first article.

https://edwardsfamilyempowerment.blogspot.com/?m=1

Short Term vs. Long Term Investing


How long Should I Invest? This question truly depends on your financial goals. Some people have short term goals, while other people’s goals are long term. It’s good to have short term and long goals. This allows you to invest in your present and future.

When investing you may want to consider the taxes you have to pay on stock sold before 1 year compared to stock sold after 1 year. Your annual income and filing status also pays a part in how much you will be taxed for the year. Let’s look at an individual filing head of household bringing home around 53,701 to $85,500 a year. Say this individual brings home $69,600.5 (The median between $53,701 and $85,500). She has capital gains of $10,000, which brings her annual income to $79,600.50. Her short term taxable rate is 22% compared to a 15% long term taxable rate for an individual filing head of household, bringing home between $53,600 to $469,050.

As you can see, it pays to invest long term; however, there are those occasions where short term investments are inevitably. Some examples are reverse stock splits, trying to save some portion of your investment, and day trading of course.

Now I can’t tell you what you should do. All I can say is to do what’s best for your wallet.

These are a few long term and short term stocks that you should consider.

  • Ford
  • Apple
  • Lucid Motors
  • Airbnb
  • Discover
  • Energy Transfer LP

Stock Market and Delta Variant

Lately, a lot of people have been paying close attention to the stock market, especially with the development of the delta variant. It’s truly hard to tell what the market will look like in the next few months because it truly depends on the variant, the state of this country, and the nations concern regarding inflation.

Many investors have been reacting to these concerns by selling things they may have been buying in record numbers last year. Some noticeable changes I have seen is the sell off of stock such as electric vehicles, marijuana, and Consumer Discretionary such as recreational activities, such as Airbnb and Las Vegas Sands.

Stocks that seem pretty stable or have been increasing regarding share price is technology such as Apple and slack technologies, consumer Staples/Discretionary such as Target, real estate, and financial services, such as Discover Card.

Now this isn’t to say that the stock above will always be on top or the bottom. It’s just to show how with the concern of the delta variant and inflation, these are stock that seem to be doing well or not so well at this time.