The Re-Release of Naturals: The Paper People

Naturals the Paper People was re-released today. This is a Children’s Book about paper people who live inside books, called “Naturals.” They come alive every so often to interact with people in the world and help them make decisions or learn new things. Their goal is to make the world a better place through love, education, helpful gestures, and unity.

The first book in a series of five is called: Our Hair and Shapes. This book is about taking pride in one’s hair by exploring different types of natural hair styles. The book also focuses on shapes that we come into contact on a regular basis.

Meet some of the characters below

Investing Chats with Friends and Family

In about 2 months, I will start my monthly investment chats with my friends and family. There’s about 10 of us participating in this chat. I will be tasked with surveying the room, presenting what I know, and helping people understand the wonderful world of investing.

Surveying the Room

Presenting What I Know. I definitely do not consider myself an investment guru; however, I have made some great investments such as investing in technology and EVs. I will present what I know and refer individuals to financial professionals or my favorite, Investopedia.com. Investopedia offers a lot of great and relevant information for investing.

Using the Participative Strategy. I will work with others in the group to start researching and presenting stock on their own to the group. This will allow us to discuss various stock and learn about other options.

The strategies above are only a start. I am pretty sure this list will grow; however, let’s keep it pretty simple right now.

Will Ford and Ravian Stock Be Impacted From The Partnership Split? -EVs

About two months ago, Ford and Ravian decided to part ways regarding develo🌜ping electric vehicles together. Ford also gave up a board seat with Ravian, which makes sense especially if they are deciding to compete head on with Ravian in the EV Sector. Although Ford gave up its board seat, the company still has shares in Ravian.

During the announcement of the split, shares of Ravian slid a bit, while shares of Ford increased. Both companies seem to be doing really well with their Electric vehicles and have received positive comments. In fact, Ravian developed the first ever electric pickup truck. Being the first to do this is such an honor,

Ford is on target to double its production of the all electric F-150, due to the high demand. 2022 and after is going to see the explosion of EV industry. It’s only a matter of time until mostly everyone is drive an EV.

Investing Part 4

One thing I know about investing is the importance of being able to discuss your investments with like mind individuals. Like mind, meaning those who are investing or want to invest in the stock market or Cryptocurrency.

Investment groups or investment discussion groups are really great to be a part of. They allow you to meet in person, virtually, by email, or text messages to discuss your investments and gain clarity to those investments.

Check out my new blog at EdwardsFamilyEmpowerment.blogspot.com which discusses investment discussion groups and social media stock groups.

https://edwardsfamilyempowerment.blogspot.com/2021/12/investing-part-4-of-5-by-melica-niccole.html?m=1

Steps for Successful Investing

  • Research
  • Setup
  • Research again
  • Create|Join
  • Enjoy

There are many steps to Invest. Above, I provide my top five list on how to be successful in investing. The very first step is to research how to invest. This is the most important step. This step teaches you the fundamentals on investing.

Depending on your research methods, this may take you a long time to complete . However, we all know that learning never ends, so some of the processes can overlap each other. You can learn as you invest.

The next step is to setup your investment account so you can start investing. When doing so, you will have to provide the company you are working with your social security number. This is for tax purposes.

Once your account is set up, use the site to research stocks. This is the third step. You can also use Yahoo Finance, Motley Fool, and other reputable sites to research this information. In 2022, The Dream Stock Exchange will make its debut on the stock exchange ( https://dreamex.com). Dream “will focus on small business capital formation and diversity using the power of the American investing.” Make sure you check it out.

The next step is to create or join an investment support group. This group can be made up of friends, family, and even strangers. This will allow everyone to discuss stocks in detail and get others opinions.

The last step is to have fun. Investing should be fun and you should only invest what you can. Have fun, but not too much fun. You also have to be responsible while investing.

Investing Part 3

Here is my next article on investing that I wrote for Edwards Family Endowment. There are 2 other parts set to be released between now and the beginning of the year.

Enjoy!

https://edwardsfamilyempowerment.blogspot.com/2021/11/investing-part-3of-5-by-melica-niccole.html?m=1

Investing Part 2

Here is my next article on investing that I wrote for Edwards Family Endowment. There are 3 other parts set to be released between now and the beginning of the year.

Enjoy!

Investing Part 2

Investing

Recently, I was given an opportunity to write an article on investing. I decided to do it in 5 parts because there is so much information to investing. Feel free to click the link below to see my first article.

https://edwardsfamilyempowerment.blogspot.com/?m=1

Short Term vs. Long Term Investing


How long Should I Invest? This question truly depends on your financial goals. Some people have short term goals, while other people’s goals are long term. It’s good to have short term and long goals. This allows you to invest in your present and future.

When investing you may want to consider the taxes you have to pay on stock sold before 1 year compared to stock sold after 1 year. Your annual income and filing status also pays a part in how much you will be taxed for the year. Let’s look at an individual filing head of household bringing home around 53,701 to $85,500 a year. Say this individual brings home $69,600.5 (The median between $53,701 and $85,500). She has capital gains of $10,000, which brings her annual income to $79,600.50. Her short term taxable rate is 22% compared to a 15% long term taxable rate for an individual filing head of household, bringing home between $53,600 to $469,050.

As you can see, it pays to invest long term; however, there are those occasions where short term investments are inevitably. Some examples are reverse stock splits, trying to save some portion of your investment, and day trading of course.

Now I can’t tell you what you should do. All I can say is to do what’s best for your wallet.

These are a few long term and short term stocks that you should consider.

  • Ford
  • Apple
  • Lucid Motors
  • Airbnb
  • Discover
  • Energy Transfer LP