Brand new feel. Brand new pics. Brand new story. It’s an old title with a brand new outlook and a whole lot of traveling going on. Meet the #Wanderlusts. The Wanderlusts love to travel. They also love meeting new people, art, taking pictures, helping others, reading, and exploring the world. Come travel with them in the re-release of The Wanderlusts. Illustrated by Viviana Moyano, Organized by Zora Nelson and edited by Monae Jones.
Are you looking for books you and the family can enjoy each month? Check out some of my works for you and the family. This selection includes Children’s, Self-Help, Poetry, Thiller, Journal, and Romance/Thriller.
January- All in Together Girl (World Peace)
All in Together Girls is a children’s book that displays and discusses two cousins who play a childhood jump rope game. The cousins take you on a journey to family, friends, and fun. This books allows children to learn the names of each month and experience the activities and weather associated with those months. Shay and Jaye will have you ready to take out your Double Dutch rope and sing with them in their journey down memory lane.
February- Good Morning Amira (Black History Month)
Start the day with Amira as she completes her morning routine with some help from her mother. This toddler is full of life as she wakes up in the morning to start her routine of washing her face, brushing her teeth, and washing her hands.
March- The New Face of Disabilities (National Disabilities Month)
The face of those with a disability is ever changing, making it more and more challenging to determine who has a disability and who does not. Wouldn’t it be a perfect world if everyone was equipped with the right tools to assist those with a disability? Well, why not try to make it an almost perfect world? Melica Niccole provides you with helpful tools to assist you work with this population.
April- Poetic Outlets (Poetry Month)
When it comes to writing books, Melica Niccole knows how to take you on an emotional roller-coaster by poetically entering your spirit and releasing emotions that have longed to be set free. She knows the consequences of holding onto things for so long that a choice has to be made. Her choice was to liberate her feelings with an objective of becoming one with herself. She has been through so much in life that she wants to share her world because it’s all about the lessons you learn and the opportunities you take. Just know that with great success comes great failure and you must continuously push toward a dream and keep your Eyes on the Prize. Melica is a dream big, reach for the stars type of person. She gives special thanks to her mother and father for encouraging her throughout life and always believing in her. In reading Poetic Outlets, you will witness her transition as a writer, which is astounding. The shift will be seen when she discusses depression, society, love, and attributes of a woman. It can honestly be said that this book has a bit of everything in it that draws you deeper and deeper into the author’s thought process.
May- Renaissance of the Psyche (Memorial Day)
Melica Niccole’s fourth book of poetry. In this work, she returns to what she loves about writing and producing poetic flows with passion, love, and dreamy-realism. She pays homage to poets of the past and present in “Respect” and “Long Live the Poet”, takes you on a journey to “Love’s Utopia” and keeps you on edge with “Omen”. You will feel the passion in her heart with every word that you read and every page that you turn. This book is about releasing your soul into the universe by doing what you love and giving life your all. Are you doing what you love?
June- PJ’s World (Juneteenth)
PJ’s World is a children’s book about family, adventure, and fun. Join PJ as he talks Hip-Hop with his cousin, drives a train as a conductor, and becomes a dancer at the dance studio of a world renowned Choreographer. Come and explore with him and be a part of his adventures.
July- Jacob: In the Mind of a Mad Man (Disability Independence Day)
The sequel to Dead Wrong. This book is about the thought process of a mentally unstable individual who could snap at any given moment and he only has one thing to blame; love. How will his love interest respond to his unwarranted advances? What happened in Dead Wrong to make Jacob flip the script? The only way to understand him is to think like him. Now, let’s go deep inside the mind of a mad man.
August- The Wanderlusts (Women’s Equality Day)
The Wanderlusts love to travel. They also love meeting new people, art, taking pictures, helping others, reading, and exploring the world.
September- Football Fumblina (Football Season)
Football Fumblina could have been a ballerina. From ballet shoes to fumbles and tumbles, Fumblina shows the world why she loves being herself and playing a game she does not always win. This game is just like life, sometimes you have to fall to learn how to stand up on your own and go after your dreams. She knows all about falling and working hard so she will be able to change her outcome. Do you have a little Football Fumblina in you?
This poetry book is similar to a nursey rhyme, which allows listeners to hear the words and join in on all the fun.
October- Dead Wrong (Domestic Violence Awareness Month)
Tasha Marie Smith is a smart, goal-oriented woman looking for fun, excitement, and a little money on the side. She is dedicated in making a few extra dollars, while working as a Community Health Prevention Specialist and going to school for her Master’s. Life couldn’t get any better than this. Well, that is until her life takes a 180 degree turn down the wrong direction. She only has one person to blame for the decision that’s herself. How did success lead her here? The price of success comes with a high price, which often times can be everlasting. Is Tasha willing to pay the price of success? Whatever she decides, the decision will leave her body limp with frustration, shock, betrayal, and deceit. Tasha Marie Smith is dead wrong. She will admit her wrongness or feel the burdens of it.
November- My Poetic Soul Unleashed (World Kindness Day)
My Poetic Soul Unleashed is Melica Niccole’s second book of poetry. Melica felt that it was time that she unleashed her soul in the form of poetic words and allow people to witness her talented aura on paper. So many times in life, people tend to see the things that are on the surface without digging beneath the exterior and revealing a diamond in the rough. It’s time to stop recovering items from the surface and start digging for more than the obvious.
December- Event Planning and Task (Universal Human Rights Month)
This Event Planning and Task Management Journal was created for the sole purpose of helping students, innovators, event planners, and new individuals to the field with creating a plan to assist them with developing programs/events. These programs can be developed for the community, higher education environments, financial institutions, and other areas as needed or wanted.
This is just a few of my works to help you make reading a part of your daily activities. Reading is just as important as eating health and exercising. You are actually exercising your brain by reading new, fun, and challenging material. So join the movement and Read to Lead and Write to Enlight
We are about that life. Plant life that is. Recently, I purchased my first houseplant. Don’t get me wrong, I’ve had plants before, such as a flowers. However, nothing bigger than that. This is something I’ve been meaning to do for a while now. Yesterday, I made the conscious decision to make time to start this process. In being a mother of a three year old, time is often limited to do recreational activities for myself. I chose me yesterday because I know that there has to be a work-life-and personal time balance to manage it all.
This is the best decision I made yesterday because not only do plants improve air quality in your household, they also reduce stress, and one’s mood. With the increase of COVID cases still having a grip on this world, I think everyone deserves to have access to things that improve their health, wellness, and life.
So the plant above is a tropical house plant. It’s called Dieffenbachia also know as dumb cane or leopard lily. It’s found in Mexico and West Indies.
Stay tuned because I’m sure this isn’t my last houseplant purchase.
Guess what? We have been working diligently to re-release The Wanderlusts are a group of animals who love to travel. They also love meeting new people, art, taking pictures, helping others, reading, and exploring the world.
They travel to places such as, Montreal, Canada and Los Angeles, California. Come explore with the Wanderlusts as they travel to New Jersey, New York, Washington D.C., Massachusetts, California, and Canada.
Book will be available at the Mid Ohio Indie Authors Book Expo in August. Hope to see you there.
Welcome Brieanna Wilkoff to the Read to Lead/ Write to Enlight Book Festival. She is a debut author who lives in Westerville, Ohio with her husband, daughter, and dog. As described in her novel, she believes wholeheartedly in the power of kindness, the importance of theatre, and the awesomeness of ’80s rock. In fact, she married her husband on stage of the oldest surviving theatre in central Ohio and their first dance was to Bon Jovi. Kudos to Brieanna for completing 100 random acts of kindness in a single day.
I’ll Be There For You synopsis: Sixteen-year-old Rae Ballester loves watching movie musicals and, thanks to her dad, listening to ‘80s rock. This has been the only way of feeling close to him since he died a year ago. Still struggling to move past his death, she keeps her head down and her earbuds in, while still trying to deal with it all. Shunning the world has cost her friendships, while leaving her the “Owner of a Lonely Heart.” When she meets a boy named Mac, she cautiously welcomes their easy banter. Mac slowly worms his way into her heart with his humor, enthusiasm, and well-curated Broadway playlists. After he proves “Every Rose Has Its Thorn,” Rae’s instinct is to withdraw to the comfort of hair metal and the silver screen. Rae must decide whether to retreat and jeopardize what she and others have started performing or put herself out there to hold onto her new friends, take a second chance on love, and honor her father’s memory.
For some people, things come so natural. However, for other people like myself “Preparation makes the load a little easier to carry.” And that’s quite alright. No one is perfect and meant to know things immediately. Preparation doesn’t make perfect, but it gives you a foundation.
Take athletes and music artists for example, they have to continuously prepare for competitions and performances. Some of them participate in vocal lessons, cyphers, or training camps to help them prepare their voices, body, and skills.
Here are a few of the books that will be in attendance on Saturday, September 17, 2022 at the Read to Lead/Write to Enlight Book Festival. Books will consist of the following genres: Suspense, Thriller, Romantic-Thriller, Children’s, Self-Help, Poetry, Non-fiction, and more. Check out my home page here to get details about the attending authors, their books, and sponsors.
We hope to see you there.
Welcome Author Tyler Porter to the Read to Lead/Write to Enlight Book Festival. Tyler is an American Author with a focus on suspenseful, thriller novels. He launched his writing career with the debut of his novel, Love Before Law. From a young age, he has been involved in creative writing and has always had an interest in storytelling. There are many exciting things in the works for him, so be sure to follow him on his social media outlets!
Eyes Never Lie Synopsis: A ruthless killer. A retiring detective. A game of life and death. After thirty years on the force, Detective Casey Norris has finally accepted that the time has come for him to retire. His body is slowing down, his mind can’t be far behind and he won’t allow either to decide his fate. He is ready to go out on his terms. But, before it can be made official, a killer emerges from the darkness with a mission. A mission that must be carried out through blood and death. A mission that will not be complete until the killer has the thing they want the most; the death of Casey Norris. Norris has never been a step behind, but as he and his team of detectives work to stop the rising body count, the murders begin hitting too close to home. It becomes evident that the killing will not stop until he or the killer is dead. Will he be able to protect those closest to him? Or has he finally met the monster he cannot stop?
Check out all nine of his books below. These books look really good. Check them out.
Literacy and giving goes hand-in-hand, especially if you are giving the gift of literacy. There are so many ways that you can give the gift of literacy, such as: giving books or a kindle as gifts, having book readings, teaching others how to read, and developing a book festival with the goal of increasing individuals daily reading activities. Ways in which a book festival can do this is by spotlighting new and upcoming authors, supporting literary programs, and giving away books and other items for the encouragement of reading and writing.
The Read to Lead/Write to Enlight Book Festival does just that. The festival was developed with the intention of connecting readers and potential readers with authors and the books they write. The festival is also intended to connect writers/bloggers with the literary community to encourage them to continue to write and possibly become an author in the future.
If this sounds like a festival just for you, feel free to message me or contact me with the information listed on the flyer. We only have two more spots available.
Let’s look at Invesopedia’s definition of antitrust laws. Investpedia defines Antitrust laws “as competition laws. They are statutes developed by the U.S. government to protect consumers from predatory business practices. They ensure that fair competition exists in an open-market economy. These laws have evolved along with the market, vigilantly guarding against would-be monopolies and disruptions to the productive ebb and flow of competition. Antitrust laws are applied to a wide range of questionable business activities, including but not limited to market allocation, bid rigging, price fixing, and monopolies. If these laws didn’t exist, consumers would not benefit from different options or competition in the marketplace. Furthermore, consumers would be forced to pay higher prices and would have access to a limited supply of products and services.”
The three major Federal antitrust laws are:
- The Sherman Antitrust Act
- The Clayton Act
- The Federal Trade Commission Act
The Sherman Antitrust Act identifies that it is illegal to monopolize any part of interstate commerce. Companies are not allowed to conduct business which is unreasonable, rigged, shows favoritism due to biases, or restrains interstate and foreign commerce. It also identifies that an unlawful monopoly exists when a business controls the the market or a service of an industry due to suppressing competition.
The Clayton Act prohibits mergers or acquisitions that would lessen competition. An example of this would be a merger between Apple and Verizon Wireless. Both of these companies are major players in the telecommunications industry. Prior to merging together, these companies would have to contact the Antitrust Division and the Federal Trade Commission to evaluate the merger. There is a possibility that these two companies would not be able to merge due to controlling a huge portion of the market and the merger creating a monopoly in which they would be able to control the prices.
“The Federal Trade Commission Act is the primary statute of the Commission. Under this Act, as amended, the Commission is empowered, among other things, to (a) prevent unfair methods of competition and unfair or deceptive acts or practices in or affecting commerce; (b) seek monetary redress and other relief for conduct injurious to consumers; (c) prescribe rules defining with specificity acts or practices that are unfair or deceptive, and establishing requirements designed to prevent such acts or practices; (d) gather and compile information and conduct investigations relating to the organization, business, practices, and management of entities engaged in commerce; and (e) make reports and legislative recommendations to Congress and the public.”
As I wrote my last piece about the seven upcoming stock splits, I started wondering if Amazon was positioning itself to become a monopoly. I started to consider its monopolistic behavior, such as the many ventures it has taken on such as: Book publishing, seller marketplace, streaming, grocery delivery, and pharmacy. If we are thinking about this using a synergy approach, then the combined performance of two or more divisions working together is better than working individually.
The definition of a monopoly as defined by Investopedia “is a dominant position of an industry or a sector by one company, to the point of excluding all other viable competitors. Monopolies are often discouraged in free-market nations. They are seen as leading to price-gouging and deteriorating quality due to the lack of alternative choices for consumers. They also can concentrate wealth, power, and influence in the hands of one or a few individuals.”
So what do you think? I want your perspectives before we dive into antitrust laws and the laws preventing monopolies.
There are seven upcoming stock splits that everyone should know about, especially for those who have been following these brands and waiting for the price to go down. Well this is your chance to grab a few shares of some major players at a really low price
Take Amazon for example, this company has been a trendsetter for some years now. It gives individuals the ability to sell their products online, authors an opportunity to sell their books without paying out of pocket for printing costs, and subscribers a chance to catch up on their favorite shop on Amazon Prime. Did I mention they also deliver groceries and have a pharmacy as well? Talk about your one-stop shop. With the new union in Staten Island, New York and potential ones in the future, only time will tell the continued success of this company. However, I assume they will be doing even more in the future. One thing they many want to consider is making sure they are not creating a monopoly and they are abiding by the antitrust laws.
- Ticker- AMZN
- Closed at- $2,447 on 6/3/22
- Split Type: 20-for-1
- $2447 / 20 = $122.35 (Price opening on 6/6/22)
- Split date- 6/3/22
- Sector- Consumer Discretionary/Staples
Next there’s Google. What can I say about this company? This successful company has allowed students to utilize google docs without paying a subscription fee, travelers to utilize google maps to plan trips, content creators to use google drive to upload large projects, Vlogers to connect with YouTube, and a host of other things. Of course there is a looming recession and inflation in full play, which all companies have and will make adjustments for, but Google always seem to come out ahead
- Ticker- GOOG (Alphabet Inc)
- Current price- 2,255.98
- Split type: 20-for-1
- Split date: 7/15/22
- Sector: Technology
Next is Tesla. A company that a lot of other Electronic Vehicle (EV) makers try to compare to or exceed. When a company is the first to do something, they tend to be held at high regard when it comes to their business, brand, products, services, and other matters as well. Take the owner, Elon Musk for example. He’s at a stage in his life where he can tweet out information about Dogecoin and stock orders increase. Currently, he is in the news regarding a bid to buy Twitter. There has been much said, positive and negative. We will see how this all plays out.
- Ticker: TSLA
- Current price: $759.63
- Split type: 3 for 1
- Split date: Shareholders will vote on split on 8/4/22
- Sector: Consumer Discretionary
Next there’s Nintendo. Many of us investors, parents, aunts/uncles, or family friends remember Nintendo from either having the first game set sold or buying some later version of it. Game sets have transitioned completely from Atari (Generally moving characters left, right, up, or down) to Game Boy, Super Nintendo, and Nintendo Switch. With having over 100 years, almost 200 years, in this industry, who would expect things to change now? Now things do change, as we have seen over the years with Nintendo. However, it can be assumed that Nintendo will be around for years to come. At least that is my hope.
- Ticker: NTDOY
- Current price: $56.09
- Split type: 10-for-1
- Split date: 10/1/22
- Sector: Technology/Consumer Discretionary
Who doesn’t like Spotify, or a streaming service with new and old school music at your fingertips? I know I do. The era in which I was born was heavily populated with cassette tapes. You know, the cassettes you had to fast forward and rewind to play your favorite song over and over again. This was the way of life, who could want anything more? Matter of fact, when I was around 8 years old, record players were a big deal, well in my household it was. My sister had a record player and my mother had an entertainment console, which connected her record player to an 8 track player. Luther Vandoss blared from her entertainment console every Saturday.
Now imagine years later and having music at our fingertips because of companies like Spotify and their streaming service. Now there are competitors, such as: Apple Music, Tidal, Amazon music and more.
- Ticker: SHOP
- Current price: $112.97
- Split type: 10 for 1
- Split date: 6/28/22
- Sector: Consumer Discretionary
As profiled on cnbc, “Kinetik Holdings Inc., formerly Altus Midstream Company, is an integrated midstream energy company in the Permian Basin. The Company provides gathering, transportation, compression, processing, and treating services for companies that produce natural gas, natural gas liquids, crude oil and water. The Company operates approximately 2 billion cubic feet per day (Bcf/day) of constructed cryogenic natural gas processing capacity strategically located near the Waha Hub in West Texas. The Company also has interests in four built, long-term contracted pipelines transporting natural gas, NGLs, and crude oil from the Permian Basin to the Gulf Coast. It has long-term dedications of approximately 850,000 acres for gas, crude oil, and water midstream services from 30 active producers in the Delaware Basin. The Company’s Midstream Logistics business also includes its crude oil gathering, stabilization, and storage services throughout the Texas Delaware Basin.”
- Ticker: KNTK
- Current price: $86.20
- Split Type: 2 for 1
- Split date: 6/8/22
- Sector: Energy
“the world’s largest retail gaming and trade-in destination for Xbox, PlayStation, and Nintendo games, systems, consoles & accessories.” I remember vividly last year when GameStop’s stock was a Wall Street Bets sensation and people seemed to pour their money into this company without any evidence to support that the company was doing well. Even people who had never invested in this company was talking about investing. Some investors considered it a pump and dump. Now, Wall Street Bets’ agenda seemed to save GameStop and AMC from short sell companies who intended to push the price up so they could sell it. Now as far as GameStop and how it’s doing now, one must take in consideration of Analyst Colin Sebastian’s comments about “until the company ‘more clearly articulates new management’s business strategy,’ which will enable investors to better evaluate the company’s ‘intrinsic value and prospects for future free cash flow generation.’”
- Ticker: GME
- Current price: $137.21
- Split type: TBD
- Split date: Pending Shareholder Approval on 6/2/22
- Sector: Consumer Discretionary
This year I released book number 22. My first book was published in 2010. You could say I published about 2 books a year. Of course there was a year or two that I went without publishing a book; however, I made up for it.
I am grateful that I have been able to continue to write and publish these literary works. Reading and writing has been a part of my life as far as I can remember. When I was around 8 years old, my aunt kept my sister and her children involved in reading and writing programs. We participated in Columbus Metropolitan Library’s reading program each year. We also often participated in another program, which we could read off our fines. Let me tell you, that’s one of the most powerful tools ever when it comes to literacy and helping kids to love reading. I absolutely love reading and writing.
Feel free to check out my 22 titles below:
- Dead Wrong- Romance/Thriller
- Poetic Outlets- Poetry
- All in Together Girl- Children’s
- My Poetic Soul Unleashed- Poetry
- Jacob: In the Mind of a Mad Man- Thriller
- The New Face of Disabilities- Self-help
- Journey to the Truth- Poetry
- The Book of Quotes- Quotes
- Sisters of the Shield- Fiction
- Mount Vernon Avenue- Creative Nonfiction
- PJ’s World- Children’s
- Naturals: The Paper People- Children’s
- Diversify Is Us- Young Adult
- Intimate Lies- Creative Non-fiction
- The Alphabet Monster- Children’s
- Renaissance of the Psyche- Poetry
- From 500 to Well Over 700: How to Save Big and Increase Your- Self-Help
- The Wanderlusts- Children’s
- Good Morning Amira- Children’s
- Tested- Dystopian
- Football Fumblina- Children’s
- Event Planning and Task Management Journal – Journal
Visit my shop to identify where to grab a copy.
Hey good people,
I hope you are doing well and living your best lives, as Lil Duval and Snoop sings/rap in Smile. We all deserve to smile and live our best lives.
Speaking of smiling and living my best life, I have to give a shout out to anyone who has read and reviewed my books. You are appreciated. Reviews to authors is like a rapper finding a great beat to spit 16 bars on. We all know that a good beat only embellishes that, which is already outstanding.
The same can be said about a good review. A good review only embellishes that, which is already outstanding. The thing about a book is that there are a lot of amazing books not getting the reviews they deserve. This just means that people are reading these exceptional works, but not writing reviews or giving the book a global rating.
In supporting authors and their drive to create additional works or sign with a traditional publisher, I ask you to consider writing a review about a book you have read. Reviews give authors the support they need to gain support, funding, and resources they need to continue building their brand.
Birdie Books is an independent book store and cafe located in Uptown Westerville’s Historic District. Currently located at 74 North State Street Unit C, Westerville, OH 43081.
Check out these beautiful illustrations from one of our #sponsors of the Read to Lead/Write to Enlight Book Festival. Zora Nelson is one of Hampton Publishing House’s first illustrators and have assisted with numerous projects. Feel free to visit her page here, check out her illustrations, and see how she can help you bring your vision to life. #illustrator #illustration
Check out these beautiful illustrations from one of our #sponsors of the Read to Lead/Write to Enlight Book Festival. Viviana is absolutely amazing. Feel free to visit her page, check out her illustrations, and see how she can help you bring your vision to life. https://saironwen.wordpress.com #illustrator #illustration
The planning and development for the Read to Lead/Write to Enlight Book Festival is underway. We have secured a few authors and sponsors for the event. We currently have two more spots available for authors. Don’t be shy, feel free to ask me how you can participate.
This festival is geared towards spotlighting local authors with the intent of the community supporting their local authors and making reading and writing a part of their daily activities.
Literacy is very important as it has the ability to assist individuals with understanding information, teaching others, and take you on a journey to pure enjoyment as you read a good book.
Books are the passageway to your next adventure, discovery, and self enlightenment. Join us on September 17th and continue your journey of exploring the world through different authors’ eyes.
People’s first encounter with books is generally through reading or listening to Children’s Books, or I truly hope this is when they first encounter them. These books allow children to imagine, identify, relate, unrelate, sort, color, color code, and participate in a vast amount of other child related activities to get them prepared for the future.
When I think of the Children’s Book genre and what each book should encompass, I think of these six things, which hopefully will assist you on your journey of reading or writing engaging material: Colorful, vibrant, exciting, engaging, educational, and fun. Below I will explain why I think these things would work well with this type of genre.
Of course this checklist is mostly a suggestive list and can be edited to fit your own needs. Books should be bright, colorful, and full of eye catching colors. These colors should spark a child’s attention and should tell a story of contrast, conflict, adventure, and changes in the storyline. The colors in the book are just as important as the story. Colors can exude happiness, sadness, and a change in environment or situation.
Books should be vibrant and energize the reader and listener. They should provide enthusiasm to go on an adventure with friends, compete in a competition, chase a book eating monster, or challenge a fire-breathing dragon.
The pictures and possibly just the thought about books content should form a sense of excitement in the reader and listener. People should be bubbling with excitement. Sometimes when people read or hear a good book, they anticipate the release of a sequel, whether or not one has been discussed.
Books should also be engaging. They should engage individuals to want to read or listen to a good book. There should be anticipation for a certain song, word, or catch phrase that gets people involved in some or all aspects of the book.
An educational component not only challenges and teaches children how to do certain things, but it also helps them understand the difference between right and wrong, good and bad, and ABCs vs 123s. It also used teaches different languages, perspectives, financial management, and other knowledge needed in the future.
The last thing that a book should include is an aspect of fun and/or adventure. This means the characters are having fun by doing something that they enjoy or something they know others would enjoy. Fun is also about the relationships discussed and developed in the book and how they interact with each other. Fun is about letting down one’s guard to give life an honest chance at experiencing pure enjoyment.
As stated, these tips are only suggestive and you can edit this list as you deem fit. This is just a peak into how my books are created with the intent to create a Colorful, Vibrant, Exciting, Engaging, Educational, and Fun loving book.
Until next time…
A new stock pick for me is Comcast (CMCSA). I am all for this stock. Although there are some concerns regarding video subscribers and a leveraged balance sheet, it seems to be a great pick regarding its Peacock Streaming Service.
With the decrease in Netflix subscribers due to increasing streaming service rates and the inclusion of a lower package, which includes commercials, no wonder Peacock is becoming the preferred choice. Now, Peacock also has a lower package with commercials; however it’s about 1-2 commercials per break. The lower package costs around $5 a month, which is about $3 cheaper than Netflix.
Don’t get me wrong, Netflix has amazing content from The Last Kingdom, comedy specials (Earthquake, Dave Chappelle, and Mike Epps), and Blood & Water. However, in a society impacted by inflation regarding housing, utilities, food, and household essentials, it only seems right to find a streaming service with a bit of oldies, goodies, original content, and much more for a lower price. Peacock has recently added Bravo shows to its content such as Kandi and the Gang, Married’s the to Medicine, and the Real Housewives Franchise. These shows are up-to-date and are being released on Peacock about a day or two after being released with cable providers.
Disney’s prices have stayed the same for a while. I can remember one increase since 2020. They also have a package deal to include Hulu and ESPN, which perhaps makes it a option for those looking for such. The only concern I would have as a subscriber/investor is the amount of content being added and was it sufficient to meet the needs of families and their watching habits. Of course this concern is regarding Disney acting as a sole subscription service.
Prime also has great content and the ability to cross services from connecting to other providers (Such as: HBO, Stars, etc), offering Amazon.com benefits, and much more. The only concern would be the price if individuals care about it. For some individuals, price is nothing, but for all the rest of us, price plays a very important role in our subscription options and what we choose to pay for. ￼The price has the ability to increase subscribers, as long as the content is adequate and engaging.
Call me bias if you want; however when considering a stock that has great stream service content, lower prices, and an ability to increase it’s subscriber capacity, I have to go with Comcast and it’s streaming service Peacock.
Transitioning or setting yourself on a pathway to success can be very challenging. You have to give endless time and money into making your dream come true. Once that dream comes true, many people never see all the sacrifices you have made, the rejections you have heard, or the feeling of maxing out your credit cards to the point of no return. Well, there’s always a point of return and that’s called success or return on investment.
If you treated your life and your business like an investment, how much would you be willing to invest in yourself? I have been in the publishing industry for about 12 years now and you wouldn’t believe the amount of people who expect free things. From attending book festivals for free, wanting free publicity, to wanting free books. Now don’t get me wrong, free things are nice, but you often get what you pay for. It often makes me wonder how much are these individuals willing to invest in themselves. How much are these individuals willing to help build a community in which we reinvest in each other.
Years ago around 1920, during the times of Black Wall Street, it was said that the black dollar circulated within the community at least 36 times. Do you know how much we could build as a community if we reinvested in our own neighborhoods just by turning our passions into profit?
Well, I’m here to tell you investing and re-investing in yourself and your community can help you turn your passion into profit. Turning your passion into profit is about doing what you love and getting paid to do it. This could be in terms of public speaking, investing, writing books, or other ways in which people will pay you for your expertise.
What I want you to do is assess what you love to do and ask the following questions: Is this something I love? Can I make money from doing this? Have I been making money from this passion? What is holding me back from doing this full-time or part-time? Am I being realistic with myself?
Now I would never tell you to quit your job to pursue your passion. How else would you help fund your passion? I will say where there’s a will, there’s a way. You have to evaluate your goals, objectives, and determine what’s best for you.
Check out my latest book release coming soon. This book can assist you with organizing your passion and working toward bringing it to fruition.
As I prepare to present to a group of 1st year students, at Otterbein next week, I always ask myself, who am I? For a while I was stuck on this statement. Only thinking about who I actually am and not what I represent. The truth of the matter is what I represent is also a part of who I am. So when I think about this statement now…Who am I? Well, I’m a mother, author, Vocational Rehabilitation Counselor, Artist, Event Planner, and Owner. And I love 💕 it! I am something and at the same time I am nothing. I am wise and at the same time I am foolish. I am certain and at the same time I am ambivalent. I am curious and at the same time I am uninterested. I am who I am, where I am, and when I need it most.
So next week, I have the pleasure of presenting career and #writing information to a group of collegiate students who are first year students at Otterbein. I love things like this because I am able to provide guidance to these individuals with the hope of helping them pursue their dreams and go after what they really want in life. No one said it would be easy; however, with hard work and determination, anything can happen. You just have to be willing to make it happen.
Sarah Johnson is a new author from Indianapolis who has written a multi-genre book about finding strength in difficult times. She is a Christian author with a passion for sharing the Word of Christ. In her memoir “The Devil Inside Me: Finding Jesus in a Life of Struggle” she describes in detail her grueling 24-year battle with a medical condition called Superior Mesenteric Artery Syndrome (SMAS), which she believes could’ve claimed her life had it not been for her relationship with God.
Sarah, who oversees accounts payable at an engineering firm, has a master’s degree in Business Management from Indiana Wesleyan University and received her undergraduate degree in Telecommunications from Ball State University. She and her husband Jeff reside in the Indianapolis area with their three sons, Nathan, Charlie, and Will, and beloved dog Lucy. In addition to writing, Sarah volunteers as a seamstress for a local nonprofit and she enjoys gardening, hiking, baking and raising butterflies. Her interest in weather has led to becoming a professional storm chaser and photographer for Extreme Weather Videos (EWV) and SVL Media, LLC. Her video footage has earned recognition from the ABC television show Good Morning America (2017).
How many of you are wondering, what does this woman know about event planning? Actually, I know quite a bit of information. The first event I ever planned was in college. It was with my sorority sisters and it featured Judge Janet E. Jackson. The next events were a diabetes Heath fair and exercise events. The next events I planned on my own were my book signing and my friend’s baby shower.
My undergraduate degree from Otterbein University has really assisted me with event planning. The degree is in Health Promotion and Fitness, which is basically how to create and promote health related programming and how to secure funding. I utilize a lot of these approaches and just translate it to any type of event I am planning. It works, it’s just about switching your target population and the goal and objectives of the event.
My graduate degree is a Master’s degree in Science Administration with a concentration in Health Services. This is basically a combination of a business degree with a public health degree. My experiences as an Employment Specialist, Recruiter, Coordinator and Vocational Rehabilitation Counselor also provides guidance in this area, as I was responsible for planning mock interviewing events, job fairs, helping prepare people for the programsf, and much more.
I have also had the pleasure of planning two successful Children’s Book Festivals in Camden, New Jersey, three book drives in New Jersey, one book bag drive in New York, and I am currently planning the first annual Read to Lead/Write to Enlight Book Festival in Westerville, Ohio this year.
In the next coming months, I am going to work on creating 6, 5-10 minute subscription videos, which includes the following topics.
1. How to Develop a Plan
2. Create an Outline
6. How to Sell Your Program/30 second commercial
These videos will give you a strategic approach to planning these programs, show you example plans I have put together, and also provide sample sponsors and ways to contact them.
Feel free to comment on this post to help me identify what additional information you would like me to review.
Lately, I have been told by numerous people that I need to put together subscription videos on publishing, authorship, event planning, and how to turn profit into passion.
Years ago, I would have shun this whole idea and tucked it away for safe keeping. I may have also talked myself out of doing it, for fear of people not purchasing the product or service. However, now whenever I think about doing it, I am reminded of the voice in the movie, Field of Dreams, “If you build it, they will come.” If you build reliable products and services with the same type of passion, individuals would gladly pay for your knowledge.
Who on here would be willing to listen to a set of videos on creating different streams of incomes and turning your passion into profit?
Let me know and I will see what I can do.
Read to Lead/Write to Enlight is a concept. It’s a motto. It’s about making reading and writing a part of your daily activities.
Recently, I ordered my daughter a few books. These are books I’ve wanted to get her for quite some time now. Three of the books were illustrated by Vashti Harrison and one by Keturah A Bobo. These books were written by Grace Byers, Matthew A. Cherry, and Vashti.
Best decision I ever made. I thoroughly enjoyed reading about Hair Love and I Am Enough. I have yet to read herb Little Leaders: Bold Women and Exceptional Men. These books provide such in-depth information about so many great writers and innovators such as: Dr. Mae Jemison, Maya Angelou, John Lewis, and Paul Robeson.
Read to Lead/Write to Enlight can be a concept that you choose to implement with yourself or with others. I choose to implement it with my daughter and myself.
Naturals the Paper People was re-released today. This is a Children’s Book about paper people who live inside books, called “Naturals.” They come alive every so often to interact with people in the world and help them make decisions or learn new things. Their goal is to make the world a better place through love, education, helpful gestures, and unity.
The first book in a series of five is called: Our Hair and Shapes. This book is about taking pride in one’s hair by exploring different types of natural hair styles. The book also focuses on shapes that we come into contact on a regular basis.
Meet some of the characters below
Black History not only extends past February, but it incorporates our successes, failures, traditions, and things that breeds passion in what we do. Writing is my passion. It makes me who I am. It helps me cope and let’s me be quiet, loud, outspoken, reserved, funny, and serious.
What’s your passion? How does it correlate with #blackhistorymonth #blackhistory #blackhistory365
The stock and cryptocurrency markets have definitely seen better days, but for most people like my sister and I, this is a buyer’s market. Just meaning that this is the best time to buy things you have always wanted, such as Apple, Tesla, Airbnb.
Although this is a buyer’s market, please make sure you continue to research the stock you are about to purchase. I understand that some of you may want to buy the stock, which is now $0.30 a share. However, just a few months ago that same stock was $3- $5. With the pandemic still occurring, the decrease could be pandemic related or due to being overvalued. There’s no telling what the cause it, but it’s better to research and identify what caused the increase or decrease, so you don’t loose everything you have invested in that stock.
My ultimate Top Six Stocks and Top Three Cryptocurrencies, which I believe will excel for years to come, are listed below. These stocks have done well before, during, and are expected to do well after. Below I provide the company, tickers and
Top 6 Stocks
1. Apple (APPL)- INFORMATION TECHNOLOGY SECTOR – Current price per share $168.64. Dividend- $0.88 per share.
Apple is well known for developing iPhones, iPads, Apple Watches, computers, and technology to assist us with surfing the internet, designing flyers and books, and completing work or daily activities via the World Wide Web.
2. Airbnb (ABNB)- CONSUMER DISCRETIONARY SECTOR- Current price per share $166.53. No Dividend.
Airbnb is a hospitality hotel/hostel/vacationing in a home type of business. Consumers are able to stay in the homes of people who live or own property in the city, state, or country they live.
3. Ford (F)- CONSUMER DISCRETIONARY SECTOR-Current price per share $17.55. Dividend- $0.40 a share.
Ford is a car company that manufactures Ford vehicles. Interest in Ford has been increasing lately with the anticipation the company releasing its electric vehicles this yea.
4. Equity Residential (EQR)- REAL ESTATE SECTOR- Current price per share $86.38. Dividend $2.41 a share.
Equity Residential provides a way to invest in Real Estate without having to buy property, fix it up, and then resale it. There is nothing wrong with buying and reselling property. You just have the necessary resources to do so, which is why some people choose to invest in stock compared to the buying property.
5. ZipRecruiter (ZIP)- CONSUMER DISCRETIONARY SECTOR- Current price per share $21.43. No Dividend.
ZipRecriter is a web based employment database. It helps employers market open positions and jobseekers apply for those same positions. Employers can list information about their companies, reviews, and helpful information to assist individuals with researching opportunities. Individuals can upload their resumes, cover letters, and setup notifications for certain positions.
6. Discover Financial Services (DFS)- FINANCIALS SECTOR- Current price per share $124.14. Dividend- $2 per share.
Discover Financial Services is a credit card company. The company has cash back options, access to your credit score, and incentive programs for using your credit card or referring others.
Top 3 Cryptocurrencies
1. Bitcoin (BTC)- Current price per share $42,413.35
2. Ethereum (ETH)- Current price per share $2,923.36
3. Solana (SOL)- Current price per share $96.52
This past Tuesday, I had the pleasure of participating in Otterbein University’s first Black Alumni Panel as a participant in the National African American Read-In Event.
“National African American Read-In (AARI) is a groundbreaking effort to encourage communities to read together, centering African American books and authors. It was established in 1990 by the Black Caucus of the National Council of Teachers of English to make literacy a significant part of Black History Month. This initiative has reached more than 6 million participants around the world.” People all over the country hold similar events to pay homage to black authors and literature.
The event was well developed and I was asked a lot of thought provoking questions. The Moderator of the event was Margaret Koehler, Professor & Department Chair of English at Otterbein. One question asked was “What has been the role of writing for you both in healing?” This question allowed me to think about my past trauma and how writing played a role in the process of healing. Believe it or not, writing changed my life from being scared of public speaking to thrusting myself into the writing environment, which often consisted of performances, poetry readings, book festivals, and more. Writing gave me the ability to express myself with no restrictions. It gave me the ability to use free verse to navigate words, expressions, life, feelings, and all that good stuff. It also gave me the strength to speak up for myself and what I wanted.
Until my mid twenties, I had been a victim of a past traumatic experience that occurred when I was 13. This “Thing” was ruling my life and making decisions for me. It was making me doubt myself and my abilities. I made a conscious decision to take control of my life and what I wanted. I decided to write about this experience in my second book of poetry. This allowed me to free my mind, worries, and leave the incident right there in my book.
Poetry and writing has healing power. Just think about Maya Angelou writing about her experiences in I Know Why The Caged Bird Sings, Zora Neale Hurston in Their Eyes Were Watching God, and Lauryn Hill in the Miseducation of Lauryn Hill. Writing about painful experiences does not always make it better. It just provides clarity, understanding, and helps the individual cope with unfortunate circumstances a little better.
Ways in which I started the process of healing was through my four books of poetry. Below, I list each of my poetry books the order in which they were released. Poetic Outlets shows my Transition as a writer from very simple to playful and thought provoking. My Poetic Soul Unleashed is a continuation of my transition as a writer, word play, inspiration, and love for my craft. Journey to The Truth is about tackling those hard to discuss conversations such as When God Is To Blame, love, and being a dark skin woman. Renaissance of the Psyche is about getting back to what I love and showing the world the new me. It’s about giving respect to the past in Respect and a Tribute to Nina Simone and bringing to light wrongs made right in The Omen.
Check out my 4 books of poetry below.
On Tuesday, February 8th at 6 pm, I will participate in the African American Read In event at Otterbein University alongside Rayshawn Wilson. I am truly grateful for opportunities like this. If you would have asked me in undergraduate school if I saw myself public speaking in the future, the answer would have been to no. I was extremely afraid to talk around others and I often forgot my lines. I sometimes stuttered as well.
As time progressed, so did my presentation skills. I have presented to college students, attended numerous authors events, and have been given a great amount of time to increase my confidence in presenting.
Hoping you all with join me in this Zoom conversation about publishing, writing, authorship, and upcoming events.
Black History Month Alumni Author Panel
February 8th, 6pm-7pm
A virtual conversation with two Otterbein alumni authors, Rayshawn Wilson (’02) and Melica Niccole (’04) as part of the African-American Read In. They’ll be discussing their path to publishing, their inspiration, and more. #FYS #INST and #cardsSTANDtogether approved.
Join Zoom Meeting
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In about 2 months, I will start my monthly investment chats with my friends and family. There’s about 10 of us participating in this chat. I will be tasked with surveying the room, presenting what I know, and helping people understand the wonderful world of investing.
Surveying the Room
Presenting What I Know. I definitely do not consider myself an investment guru; however, I have made some great investments such as investing in technology and EVs. I will present what I know and refer individuals to financial professionals or my favorite, Investopedia.com. Investopedia offers a lot of great and relevant information for investing.
Using the Participative Strategy. I will work with others in the group to start researching and presenting stock on their own to the group. This will allow us to discuss various stock and learn about other options.
The strategies above are only a start. I am pretty sure this list will grow; however, let’s keep it pretty simple right now.
This past Thursday, I participated in a Podcast Interview with Sharnel Williams. This interview was great. It had been over 5 years since I had completed an author interview.
Sharnel asked great questions, she had a wealth of knowledge about being an author, and she was easy to talk to during the interview.
One questioned I was asked that I had never been asked was which book of mine did I enjoy writing the most.
Check out my interview here:
Hello my good people,
The registration for the Read to Lead/ Write to Enlight Book Festival has opened up. We are truly excited for this event to take place, as well as other future events.
Read to Lead, Write to Enlight is a call to action. We dare you to Read to Lead, Write to Enlight and buy books locally. The event is geared toward spotlighting 7-10 local authors with the potential to also include 1-3 authors from other states. Authors will have the ability to sell their work, talk with attendees, and get the community engaged in reading, writing, and literacy activities.
There are different ways to support the event, which are:
Includes author table, two chairs, a boxed lunch, and a page feature in event booklet.
Includes author table, two chairs, a boxed lunch, a page feature in event booklet, and benefits of a gold sponsor.
This allows you to support the event without attending the event. There’s nothing like wanting to attend an event, but being unable to do so because of your location or activities. Well with this option, you name and a link to your website will be added to this page.
There are three different levels of sponsorship, which are Bronze, Silver, and Gold. The very basic level allows you to be featured in the event booklet. The next level not only allows you to be featured in the event booklet, but also allows your name or organization to be listed on all the promotional materials. The last level allows you to have all the features of the Silver sponsorship with a shoutout on various social media accounts as a sponsor.
Interested in being an author, listed on the website, or sponsoring this event? You have two options to participate, you can go to my Envite page and select a sponsorship level or go to the registration page to select any and all options.
Here’s my 2022 news! I’m hosting my 3rd book Festival and first one in Ohio at my alma mater. I am looking for 10 #authors and #sponsors to participate in a book festival in September of 2022. Spaces will fill fast, so make sure you register. Registration will be released on my website MelicaNiccole.com by 1/31/2022.
About two months ago, Ford and Ravian decided to part ways regarding develo🌜ping electric vehicles together. Ford also gave up a board seat with Ravian, which makes sense especially if they are deciding to compete head on with Ravian in the EV Sector. Although Ford gave up its board seat, the company still has shares in Ravian.
During the announcement of the split, shares of Ravian slid a bit, while shares of Ford increased. Both companies seem to be doing really well with their Electric vehicles and have received positive comments. In fact, Ravian developed the first ever electric pickup truck. Being the first to do this is such an honor,
Ford is on target to double its production of the all electric F-150, due to the high demand. 2022 and after is going to see the explosion of EV industry. It’s only a matter of time until mostly everyone is drive an EV.
Check out Part 5 of Investing. This article is the last article of 5 that I have written for the Edwards Family Empowerment Blog. Click on link below.
Just like cryptocurrency, electric vehicles are the next wave of the future, whether it’s from Ford, Lucid Motors, Tesla, NIO, Nissan, or Apple (If everything holds true about Apple developing an Apple car).
From the self-driving features to the battery swapping service in less than 60 seconds, who wouldn’t want an electric vehicle (EV)? Actually, I’m sure there are some people who would not want an electric vehicle. Some for the same reason as not wanting cryptocurrency (crypto), such as not understanding the product and being accustom to another product. I have definitely been there before. However with knowledge and understanding, I came to the conclusion that I want in a part of the movement toward accepting and investing in EVs as well as crypto.
Investing in EVs and crypto through the stock market and a crypto wallet is another way of investing in these products and making money while doing so. Most of the stock for EVs above can be found any where for $9 a share to $1067 a share, with the higher outlier belonging to Tesla. Stocks like Ford and Apple also pay a dividend per share, which is really nice.
When investing your money in EVs, I would suggest you look at the company as a whole from the last few months, years, and upon inception. Stock charts tell a story, whether it’s regarding a reverse split, company changing directions, or two companies discontinuing their partnership in order to develop their EVs independently.
I want you to leave here today with a few tidbits, which are to start researching and considering investing in EVs, cryptocurrency, and look at ways in increase your financial standing as an investor and consumer.
When I think about Bitcoin Mining, I think about the process used on Rariable.com to assist creators with selling NFTs. However, recently I learned that Miners/Investors can also make money this way. This led me to researching information on Investopedia.com to learn more about the process.
The link to the Investopedia article above identifies that miners can be rewarded Bitcoin by being the first miner to solve or be the closest to solve a numeric problem. Mining requires specialized equipment in order to do so.
The article also discusses newly formed Bitcoin, which made me reference a cryptocurrency podcast on Twitter that I recently attended. The podcast mentioned creating cryptocurrency, which did well in the beginning; however started to decline shortly afterwards. Please note that was for a particular currency and not Bitcoin. We all know this scenario, which is all too familiar for tangible currency. The more heavily populated a currency is, that currency tends to lose it’s value, especially as newer forms are created. I am not sure if this is the same with Bitcoin. I just want to start this discussion to identify if you are aware of how Bitcoin Mining works and can you provide tips? Have you ever participated in Bitcoin Mining and can you provide tips?
Feel free to add a comment below so we can discuss this a bit more.
New Face of Disabilities
Over the last 18 years, I have worked for a nursing home, day Rehab Program, Community Rehabilitation Partner, and now as a Vocational Rehabilitation Counselor, all of which served individuals with developmental and mental health diagnoses.
In 2015, I wrote a self-help book for new individuals working in the field, natural supports, families, and individuals with developmental disabilities looking to gain competitive employment. The intent of the book is to provide terminology of VR language, definitions to diagnoses as identified by #CDC and #NIH and more.The book includes the following chapters
- It’s Your Right To Know
- Types of Disabilities
- Questions To Ask Yourself
- Steps To Working With People With Disabilities
- Community Resources
- Famous People with A Disability
- Common used Words or Abbreviations
- Revealing Something About the Author
Feel free to check out the book here and grab yourself or someone you know a copy: https://www.amazon.com/gp/aw/d/B00TY3QJJU/ref=tmm_kin_swatch_0?ie=UTF8&qid=1639846981&sr=8-1
One thing I know about investing is the importance of being able to discuss your investments with like mind individuals. Like mind, meaning those who are investing or want to invest in the stock market or Cryptocurrency.
Investment groups or investment discussion groups are really great to be a part of. They allow you to meet in person, virtually, by email, or text messages to discuss your investments and gain clarity to those investments.
Check out my new blog at EdwardsFamilyEmpowerment.blogspot.com which discusses investment discussion groups and social media stock groups.
- Research again
There are many steps to Invest. Above, I provide my top five list on how to be successful in investing. The very first step is to research how to invest. This is the most important step. This step teaches you the fundamentals on investing.
Depending on your research methods, this may take you a long time to complete . However, we all know that learning never ends, so some of the processes can overlap each other. You can learn as you invest.
The next step is to setup your investment account so you can start investing. When doing so, you will have to provide the company you are working with your social security number. This is for tax purposes.
Once your account is set up, use the site to research stocks. This is the third step. You can also use Yahoo Finance, Motley Fool, and other reputable sites to research this information. In 2022, The Dream Stock Exchange will make its debut on the stock exchange ( https://dreamex.com). Dream “will focus on small business capital formation and diversity using the power of the American investing.” Make sure you check it out.
The next step is to create or join an investment support group. This group can be made up of friends, family, and even strangers. This will allow everyone to discuss stocks in detail and get others opinions.
The last step is to have fun. Investing should be fun and you should only invest what you can. Have fun, but not too much fun. You also have to be responsible while investing.
Here is my next article on investing that I wrote for Edwards Family Endowment. There are 2 other parts set to be released between now and the beginning of the year.
It’s the re-release of PJ’s World. PJ’s World is a children’s book about family, adventure, and fun. Interesting as his activities are, he also talks Hip-Hop with his cousin, drives a train as a conductor, and becomes a dancer at the dance studio of a world renowned choreographer. Come and explore with him and be a part of all the fun.
Have you read Tested on Kindle Vella? Episode 8 (The Omen) was released on Friday, November 12th. Episode 9 (The Mood/Still Standing) is scheduled to be released on Friday.
Check out the episodes here: https://www.amazon.com/Tested/dp/B09H36T3S4/ref=mp_s_a_1_23?crid=1P0GGH5BAARON&keywords=melica+niccole&qid=1637105796&sprefix=melica+%2Caps%2C96&sr=8-23. First three episodes are free.
Here is my next article on investing that I wrote for Edwards Family Endowment. There are 3 other parts set to be released between now and the beginning of the year.
It’s Football Season and she ready! Football Fumblina is ready to fumble, tumble, and have fun. This book is similar to a nursery rhyme with a couple of poems and affirmations in the book.
Check out this unconventional little girl who will have you singing, shouting, and just enjoying a great sport. Grab your very own copy here: Amazon
How often have you been keeping up with cryptocurrency? With the markets being open 24/7 you don’t have to wait for certain days or hours for the market to open. This allows you to stay current with the market.
Staying current with the market allows you to evaluate and re-evaluate your top five cryptocurrencies.
Below are some of the currencies on my watchlist. I’ve been watching BTC since it was around $30,000, ETH around $1,800, and SOL around $85. All of these currencies are on the move. Are you moving and grooving with them?
Recently, I was given an opportunity to write an article on investing. I decided to do it in 5 parts because there is so much information to investing. Feel free to click the link below to see my first article.
How long Should I Invest? This question truly depends on your financial goals. Some people have short term goals, while other people’s goals are long term. It’s good to have short term and long goals. This allows you to invest in your present and future.
When investing you may want to consider the taxes you have to pay on stock sold before 1 year compared to stock sold after 1 year. Your annual income and filing status also pays a part in how much you will be taxed for the year. Let’s look at an individual filing head of household bringing home around 53,701 to $85,500 a year. Say this individual brings home $69,600.5 (The median between $53,701 and $85,500). She has capital gains of $10,000, which brings her annual income to $79,600.50. Her short term taxable rate is 22% compared to a 15% long term taxable rate for an individual filing head of household, bringing home between $53,600 to $469,050.
As you can see, it pays to invest long term; however, there are those occasions where short term investments are inevitably. Some examples are reverse stock splits, trying to save some portion of your investment, and day trading of course.
Now I can’t tell you what you should do. All I can say is to do what’s best for your wallet.
These are a few long term and short term stocks that you should consider.
- Lucid Motors
- Energy Transfer LP